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保險信息
    產品名稱: “高端人士”醫療保險(200萬美金) - 計劃
    保險公司: 深圳信安達保險代理有限公司
    適用人群: 高端人士。
  


保障權益

Hospitalization and Outpatient Surgery
住院與門診手術費用補償
 
 
Room and Boarding including nursing care
全部床位費用,包括護理費用
Fully Covered
Parental Accommodation (as an added bed, same room)
全部父母陪宿費用(在同一病房內加床)
Fully Covered
Theatre fees; intensive care; X-rays; laboratory tests; medicines and drugs; blood and plasma; surgical appliances; rental of wheel chairs; surgical implants
全部手術室費用、重癥監護費用、X光透視費用、化驗費、藥物和藥品費用、血液和血漿費用、外科器材費用、輪椅租金及手術植入物費用
Fully Covered
Surgeon’s Fees including pre- and post-surgical services
全部外科醫生費用,包括術前、術后服務費用
Fully Covered
Anaesthetist Fees as charged
全部麻醉費用
Fully Covered
Professional Fees including physician, specialist, radiologist, physiotherapist, and pathologist fees
全部專業醫生費用,包括內科醫生、專科醫生、放射科醫生、理療科醫生和病理科醫生費用
Fully Covered
Private Nursing
私人護理費用補償
In-hospital, when certified medically necessary by an attending physician
經主治醫生確認為醫療上必須的、于住院期間發生的全部私人護理費用
Fully Covered
Home nursing by a registered nurse immediately following hospitalization and on the recommendation of the attending surgeon or specialist
根據外科主治醫生或專家推介、在出院后立即由注冊護士提供家庭護理的費用;每一病癥最多賠付日數以30天為限
Up to 30 days per Disability
Organ Transplant
器官移植費用補償
Transplant of heart, liver, kidney, or bone marrow to a limit of
心臟、肝臟、腎臟或骨髓移植手術費用;每一病癥最高給付金額以200,000美元為限
$200,000/Disability
Emergency Benefits
急救費用補償
Worldwide emergency assistance including evacuation and repatriation by AIG Assist
由美國國際支援公司提供全球急救援助(包括撤離和運送回國)的全部費用
Fully Covered
Local Ambulance to hospital
將被保險人送往當地醫院的全部救護車費用
Fully Covered
Emergency room treatment
急診室治療的全部費用
Fully Covered
Dental Treatment for up to 72 hours following accident damage to sound natural teeth
健全天生牙齒因意外傷害受損72小時內的全部齒科治療費用
Fully Covered
Outpatient Benefit
門診費用補償
Physicians and specialists consultations
醫生及專科醫生門診的全部費用
Fully Covered
Physiotherapist when certified necessary by an attending physician
經主治醫生推介的理療醫生的全部費用
Fully Covered
Prescribed medicines, dressings, x-rays, diagnostic laboratory tests, and surgical appliances
處方藥物、敷料、X光透視、診斷檢驗和外科器材的全部費用
Fully Covered
Complementary Medicine
補充醫療費用補償
Physiotherapist without certification from an attending physician, chiropractor, acupuncturist, osteopath, homeopath, bone setter, and Chinese medicine practitioner combined up to a per person-limit of
理療師(無需主治醫生推介)、脊柱矯正醫師、針灸師、整骨醫生、同種療法醫師、正骨師及中醫師提供服務的費用;每一被保險人每保險年度最高給付金額以500美元為限
$500/year
Mental or Nervous Disorders
精神或神經功能紊亂醫療費用補償
Inpatient treatment up to a per-person limit of
住院費用;每一被保險人每保險年度最高給付金額以5,000美元為限,同一被保險人終生累計給付金額以10,000美元為限
$5,000/year
$10,000/lifetime benefit
Optional:
Maternity Benefits
生育保障(可選)
For pregnancy beginning not less than 90 days after the start of coverage, prenatal and postnatal services, costs of delivery including all hospital and professional fees, server Complications of Pregnancy as specified in Policy, and up to seven days of nursery care to a per-pregnancy limit of
對于90天等待期后開始的妊娠,補償產前和產后服務、分娩費用(包括一切醫院和醫生費用)、保單定義的嚴重妊娠并發癥及最多7天的嬰兒室護理費用;同一次妊娠累計給付金額以8,000美元為限
$8,000
AIDS/HIV Coverage
艾滋病、人類免疫缺陷病毒保障
Coverage will apply when signs or symptoms present for the first time after five (5) years continuous coverage under the Policy and any renewal thereof, to an all inclusive limit of
保險合同生效5年后首次出現征候或癥狀的,保障方才生效;同一被保險人終生累計給付金額以100,000美元為限
$100,000/life time benefit
Hospice Care
收容/臨終關懷保障
Hospice / Palliative Care
同一被保險人收容/臨終關懷保障終生累計給付以5,000美元為限
$5,000/life time benefit


產品特色
1,Worldwide coverage with benefit level up to US$2,000,000 per year 
全球范圍內每保險年度最高保險金額2,000,000美元
2,Direct billing with international provider network
    在國際醫療服務機構的分支機構就醫時享受免付費
3,Outpatient benefits
   提供門診保障
4,Maternity and Dental options
   可選擇附加生育和齒科保障
5,No deductibles or co-payment
   沒有免賠額和自負額
6,24hrs worldwide emergency assistance & Free Second Opinion Service
   24小時全球急救援助和免費第二醫療咨詢服務
7,Corporate and individual/family plans available
    團體和個人/家庭均可投保

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